body {
	background-image: url(images/PageBgrnd.jpg);
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	font-family: "Times New Roman", Times, serif;
	font-size: 12px
}
.HorzAlign {
	Vertical-Align: middle;
}
a.HorzNav:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #D4A678;
	font-weight: bold;
	text-decoration: none;
	letter-spacing: -1pt;
}
a.HorzNav:visited { 
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #D4A678;
	font-weight: bold;
	text-decoration: none;
	letter-spacing: -1pt;
}
a.HorzNav:hover { 
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #EFD679;
	font-weight: bold;
	text-decoration: underline;
	letter-spacing: -1pt;
}	
a.HorzNav:active { 
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #ffffff;
	font-weight: bold;
	text-decoration: none;
	letter-spacing: -1pt;
}

a.VertNav:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #EAD481;
	font-weight: bold;
	text-decoration: none;
	letter-spacing: 0pt;
	Vertical-Align: middle;
}
a.VertNav:visited { 
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #EAD481;
	font-weight: bold;
	text-decoration: none;
	letter-spacing: 0pt;
	Vertical-Align: middle;
	}
a.VertNav:hover { 
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #000000;
	font-weight: bold;
	text-decoration: none;
	letter-spacing: 0pt;
	Vertical-Align: middle;
	}	
a.VertNav:active { 
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-style: normal;
	color: #ffffff;
	font-weight: bold;
	text-decoration: none;
	letter-spacing: 0pt;
	Vertical-Align: middle;
	}
.heading {
	font-size: 30pt;
	font-family: "Times New Roman", Times, serif;
	font-weight: bolder;
	line-height: 18pt;
	letter-spacing: normal;
	font-style: italic;
	}
.bodyfont {
	font-family: "Times New Roman", Times, serif;
	font-size: 16px
	}
	
.noteit {
	font-family: "Times New Roman", Times, serif;
	font-size: 18pt;
	font-weight: bolder;
	color: #000000;
	}